2 Blunders to Avoid When Getting STL Home Purchase Loans

Home Purchase Loans Acquired Through Smart Wholesale Lending

Smart Wholesale Lending has STL home purchase loans for qualified homebuyers in the St. Louis metropolitan area. We are your hometown, home purchase loan, mortgage brokerage firm that specializes in matching lenders with homebuyers.  SWL helps local residents or individuals moving to St. Louis buy first homes or new homes in Town & Country, Ballwin, Des Peres, Ladue, Kirkwood, Manchester, Chesterfield, Valley Park, Creve Coeur, and nearby suburbs.

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Call Us with Any Questions at: (314) 821-9898

Number One Blunder: Altering Financial Pictures Before Loan Approval

Americans are big-time consumers. Refrain from buying anything on credit and/or with a credit card once you have completed a loan application. Do NOT buy:

• Automobiles
• Washers, dryers, refrigerators
• Lawnmowers or garden equipment
• Expensive electronics or computers
• Furniture for your new home

Slight alterations in your credit ratios could cause an underwriter to throw out your loan and deny it. At Smart Wholesale Lending, we guide you through the do’s and don’ts of applying for a loan and having that loan be approved by a qualified lender.

Learn about Smart Wholesale Lending’s Loan Options and Incentives for Metropolitan St. Louis

Number Two Blunder: Refusing to Confide in a Trusted Home Loan Broker

Buyers withhold information for a variety of reasons such as:

• Fear of how they will be perceived
• Irrational belief they have all the answers
• Don't feel it is important enough to mention
• Afraid of what will be found in background or credit checks

We Provide a First-Rate Mortgage Experience

At Smart Wholesale Lending, providing a wholesale rate and a mortgage experience that is second-to-none is our promise to you. As home loan brokers, we have handled a multitude of transactions with customers or all kinds; there is little we haven't heard before. We do expect you to be honest with us so we can help you obtain the new home purchase loan you desire. We will represent your best interests in matching you with the perfect home-buying loan, and we have a fiduciary responsibility to do so. In addition, we provide references from satisfied customers so YOU KNOW you can depend on Smart Wholesale Lending for St. Louis home purchase loans.

Contact Smart Wholesale Lending for STL Home Purchase Loans Today!

We Will Help You Acquire the Lowest Interest Loan Available

Call Toll Free throughout St. Louis County, or if You Are Wanting Help Buying Property or a Residence in Saint Louis County: 1-888-961-3939
Local Phone – Town & Country, Missouri: 314-821-9898
Local Fax – Or Fax Applications: 314-821-9899

www.smartwholesalelending.com