A Town and Country FHA Loan Is for Most Everyone
Your Approved FHA Lender
A Town and Country FHA loan is
a bit of a misnomer since FHA loans are not really loans at all. They are FHA
mortgage loans “insured” by the Federal Housing Administration (FHA); and are “issued”
by a federally qualified lender…Town and Country mortgage broker, Smart Wholesale Lending,
for instance. We serve the St. Louis County communities of Town and Country,
Frontenac, Ladue, Clayton, Creve Coeur, Des Peres, Manchester, Ballwin, and
many more suburbs.
Learn about Town and Country FHA/VA Loans
from Smart Wholesale Lending
Who Are FHA Loans For?
Traditionally, FHA loans have been designated for
military families, the elderly, handicapped, or lower-income families. These
loans are designed for borrowers who:
- Have
fair or poor credit
- Have a low down payment
- Have undergone bankruptcy
- Have been through foreclosure
What Are the FHA Loan Requirements?
- Must have steady employment history or worked for
same employer for the last two years.
- Must make a minimum down payment of 3.5% on the
house, or 10% down if your credit score is between 500 and 579. The money
can come from a gift or a grant.
- And additional requirements. Your FHA government
loan lender, SWL can advise you of these.
Apply Online Today for a FHA Home Loan from
Smart Wholesale Lending
How Do I Get an FHA loan?
A SWL loan officer will discuss available FHA loan
options with you and submit your application for you. FHA
housing loans are the easiest type of real estate mortgage loan to qualify for
and interest rates are historically low, so Smart Wholesale Lending will make
every effort to get you an approved FHA loan as quickly as possible.
Contact Smart Wholesale Lending for Your Town and Country FHA
Loan
In
Town & Country Call: 314-821-9898
Toll Free or Long Distance: 1-888-961-3939
Fax:
314-821-9899
www.smartwholesalelending.com